The process is simple in that once the application form has been completed, Western Union will provide you with an instant quote for the cost of your fees in your local currency and this quotation is guaranteed for 72 hours. Once you agree to the offer, you will then be required to instruct your own bank (this can also be done via internet banking) to transfer funds in your local currency to Western Union. Western Union was founded in the United States, in this country and is currently its head office. Western Union - the fastest and easiest way to transfer money to any corner of the world! Western Union works by accepting cash at one location and paying it to a customer at a different location. For today Western Union takes the leading position on the market of fast money transfers. Even if Western Union has more agent locations it is possible that a MoneyGram location is more convenient for you.