Zero fee when you send money to a bank account with Western Union. today to open a free, no obligation account (takes 5 minutes). Western Union agent locations. Western Union is subject to a wide range of laws and regulations and has a team dedicated to addressing these areas. Use Western Union to send money online, in person or by phone to friends and family around the world. There are many western union locations across the world. To find the nearest one to you you can find it on their official website under the locations drop menu.